Please complete the details below to calculate how much Principality is prepared to lend your client. This advance is subject to satisfactory credit search, credit score, lending policy and underwriting policy. If your client requires printed information, please provide a keyfacts illustration instead.
Mortgage Term : years months Number of applicants:  
Income
(all amounts should be gross)

Basic annual income £ 
Annual regular overtime £ 
Annual Bonus £ 
Annual regular commission £ 
Annual shift allowance £ 
Annual car allowance £ 
Large town allowance £ 
Secondary job £ 
Annual rent/mortgage allowance £ 
Pension £ 
Working Family Tax Credit £ 

Commitments
Please include all credit commitments. This includes any balances that are being settled as part of a re-mortgage.

Monthly loan and overdraft repayments  (with more than 6 months remaining) £ 
Monthly hire purchase repayments  (with more than 6 months remaining) £ 
Monthly Child and Other Maintenance £ 
Total balance of credit cards £ 

Student Loan
Student loan taken out before September 2012?  




£  Amount of annual income before tax. For employed applicants the gross annual contractual salary. For Sole Traders and Partnerships the net profit/share of net profit will be used. For limited Company Directors Dividend plus Salary will be used.
£  Annual amount of regular overtime based on an average of the latest three months’ payslips.
£  Annual amount of bonus received before tax based on an average of the latest two payments if paid quarterly, half-yearly or annually or an average of the latest three months’ if paid monthly.
£  Annual amount of regular commission based on an average of the latest three months’ payslips.
£  Amount of annual shift allowance before tax.
£  Amount of annual car allowance before tax.
£  Amount of large town or geographical allowance received before tax.
£  Annual salary of second job before tax.
£  Amount of annual rent or mortgage allowance received.
£  Amount of annual pension payments including state pension received.
£  Annual amount of Working Family Tax credits received. Child Tax Credits and Child Benefit are not accepted as income for affordability.



£  Monthly amount payable for all loans with more than 6 months remaining plus any monthly interest / charges for overdraft facilities.
£  Monthly amount payable for all hire purchases with more than 6 months outstanding.
£  Monthly amount of maintenance payments.
£  Total balance of all credit cards.

Student Loan
  Student loan taken out before September 2012?



Principality will lend
(Inclusive of fees)
£   

     

THIS CALCULATOR IS FOR THE USE OF MORTGAGE INTERMEDIARIES ONLY, AND IS NOT INTENDED FOR PUBLIC OR CUSTOMER USE.